The Insurance Surgery is the UK's No.1 specialist life insurance broker*, providing the best cover options for those with pre-existing medical conditions, hazardous occupations, and extreme sports. Our experienced team of brokers will help you find the right cover to protect your family or business, and we always aim to get you the best rates. We are proud to be one of the highest-rated insurance companies in the UK, with an excellent 5 out of 5 rating on Feefo.
The Insurance Surgery provides a range of life insurance products and services to meet your needs. Our range includes home protection, over 50’s life insurance, whole of life insurance, declined life insurance, dangerous occupation cover and high risk life insurance.
We can also provide cover for extreme sports as well as advice on how to obtain life insurance if you have a pre-existing medical condition such as diabetes, cancer, heart conditions or stroke.
Our team can provide you with free and impartial advice from our specialists and we also offer an annual review service so that your needs are protected now and in the future.
Based on 200 Reviews
Add ReviewBig thank you to Julie who found me suitable insurance quickly. She provided a friendly and helpful service, and made the experience much more straightforward! Would highly recommendReport
Came through to The Insurance Surgery via diabetes.co.uk, found them to be very helpful in answers my questions and taking out a lot of the hard work finding a suitable policy. Never came across as pushy and provided a great service throughout.Report
I made an initial life insurance enquiry through diabetes.co.uk and the Insurance surgery made the whole process of finding the right life insurance very easy for me. Daniel Lyne was the protection advisor I dealt with and he was brilliant, nothing was too much trouble. I highly recommend this company!Report
great service from Sam Preston, would definitely recommend.Report
Massive thankyou to Julie Arthurs who very quickly sorted out a joint life cover policy for us today. After hours on the web comparing prices and being declined, she had it all arranged in less than half an hour, exactly what we wanted and well within the budget we gave her. Highly recommended!!!Report
Very helpful and friendly service. Have helped me find a product that gives me piece of mind. They have helped me find protection with my complicated medical history where other teams failed. A big thank you to Sam and all the team.Report
Cannot recomment The Insurance Surgery enough! Being in a situation where I was born with a disability, and had various pre-existing medical conditions, I was obviously turned down by the usual insurance channels. However from my first call to Sam Preston at The Insurance Surgery I was reassured that they would be able to get me the cover I needed. Sam was great, no pushy sales tactics whatsoever, just extremely understanding of my situation, and kept in contact with me throughout the whole process, and getting me set up with a policy that meets my needs perfectly, now able to have the protection i'd wanted all along - just like a healthy person - that i'd struggled to get elsewhere. Absolute 5* service, thanks againReport
Very helpful and found me the most suitable product which when you have crohns is difficult. Thank you.Report
Needed a policy and read great reviews about The insurance surgery. My advisor/broker was Alex Worthington who I have to say was amazing, answered all of my questions and kept in contact with me throughout the entire process. I have now taken out my policy and would recommend the company without hesitation. Alex your a star!Report
Absolutely fantastic service. Alex started my quote from the start to finish, he has been brilliant and taken all the stress out of paper work by making it so easy and simple. Really appreciate all Alex Worthingtons help sorting out my life insurance :) would recommend to anyone!Report
Tom Harrison
The Insurance Surgery is a leading life insurance, critical illness cover and income protection specialist for people with pre-existing medical conditions. Our team of experienced insurance experts has helped thousands of individuals, families and businesses since 1999 to obtain the financial protection they need and peace of mind knowing that they are covered.
We provide specialist advice to those who have been declined by other insurers due to their medical history or dangerous occupation. We also have extensive experience in finding affordable life insurance for people with diabetes, cancer, obesity, high BMI or mental health issues.
Our team of life insurance experts will be able to identify which insurance underwriters will be best for you and your circumstances. We are always available for free advice and guidance when it comes to protecting yourself and your loved ones - no matter what your situation may be.