The Insurance Surgery is the UK's No.1 specialist life insurance broker*, providing the best cover options for those with pre-existing medical conditions, hazardous occupations, and extreme sports. Our experienced team of brokers will help you find the right cover to protect your family or business, and we always aim to get you the best rates. We are proud to be one of the highest-rated insurance companies in the UK, with an excellent 5 out of 5 rating on Feefo.
The Insurance Surgery provides a range of life insurance products and services to meet your needs. Our range includes home protection, over 50’s life insurance, whole of life insurance, declined life insurance, dangerous occupation cover and high risk life insurance.
We can also provide cover for extreme sports as well as advice on how to obtain life insurance if you have a pre-existing medical condition such as diabetes, cancer, heart conditions or stroke.
Our team can provide you with free and impartial advice from our specialists and we also offer an annual review service so that your needs are protected now and in the future.
Based on 200 Reviews
Add ReviewThank you, Julie Arthurs! You provided a great service and I got the life insurance I needed. Pretty much everything was done over the phone and I just had to check and amend the forms before submission to the insurance company. An excellent experience that I am happy to recommend!Report
Finding this service has been amazing. I have MS and could not find the right life insurance or got refused until I came across the Insurance Surgery. Liz was my broker and she was polite, non judgemental, funny, professional, caring and no hard sell. She listened to everything I needed. She went above and beyond and gave me several options to choose from explaining everything. I cannot praise Liz and this company enough and am thankful to have found them.Report
Spoke to Neil Cameron at The Insurance Surgery to arrange protection for a new mortgage. He was friendly, helpful and made the whole process very simple and easy to understand.Report
Neil was patient with my partner and I as we went through the applications (we both have conditions that meant it took a bit longer than normal to disclose everything). He then managed to recommended some very good policies that completely meet our needs and have provided us with great peace of mind knowing that should the worst happen we are protected.
Would thoroughly recommend Neil and The Insurance Surgery for the fantastic service provided.
Thanks.
Julie and the team have been amazing, mine was not an easy case to secure insurance for, but they went over and above on more than one occasion to ensure that I got the cover I required.Report
I would highly recommend the insurance surgery.
Amazing service, My husband and I have been searching for life insurance for him for months and after many many refusals we found the insurance surgery and Neil Cameron. He did it all, he sourced several policies all to meet our needs, always within our budget, he completed all the paperwork and engaged with the insurers, he has given me peace of mind and that is priceless.Report
Neil made the entire process so easy, and never pushed a policy, he went above and beyond for us and made it seem no trouble at all.
I will recommend this service to everyone.
Thank you so much.
Tom has gone above and beyond....even when I was financially struggling to pay monthly premium, he did everything to ensure I kept my policy. To be so Honest I not encountered any firm to date that super exceeds my expectation. Especially with a medical condition that many Life Insurance Companies don't except But Tom and Company put you the customer at the heart of what they do daily. Tom ,Thank You Sincerely. Mish 100% Recommend-Don't go elsewhereReport
So I went online a year ago just enquiring for life cover. I got a call from Neil , he was great friendly and helpful, I had a few extenuating circumstances and was unable to take my policy out Neil kept in touch like I asked and remained patient. I am glad that he was helpful and knowledgeable , as today I was finally able to take my policy out. Neil is a gem and an assist to the business !Report
Simon was amazing, I struggled getting insurance because of health issues and Simon always keep chasing the companies for me. We finally agreed a great deal and I could not be more happy. Thank you Simon.Report
After struggling with different brokers for over 3 years. And always been refused. Julie got me sorted a lot quicker than we thought. she was the first person to ask certain questions and got me sorted in less than 2 weeks. I am now covered! and soo happy Highly recommend !Report
and julie THANKYOU
Brilliant Service, Dianne was extremely helpful and set up my policy quickly.Report
The Insurance Surgery is a leading life insurance, critical illness cover and income protection specialist for people with pre-existing medical conditions. Our team of experienced insurance experts has helped thousands of individuals, families and businesses since 1999 to obtain the financial protection they need and peace of mind knowing that they are covered.
We provide specialist advice to those who have been declined by other insurers due to their medical history or dangerous occupation. We also have extensive experience in finding affordable life insurance for people with diabetes, cancer, obesity, high BMI or mental health issues.
Our team of life insurance experts will be able to identify which insurance underwriters will be best for you and your circumstances. We are always available for free advice and guidance when it comes to protecting yourself and your loved ones - no matter what your situation may be.